Terms of Use

Last updated: June 2, 2026

Welcome to Central Obamacare, a website operated by MLC Insurance. By using this site you agree to these terms. If you do not agree, please do not use the site.

About this site

Central Obamacare provides general information about health and other insurance and a way to request help from a licensed agent. MLC Insurance is a licensed insurance agency (lead agent Manuel Fernandez, NPN 8799976), licensed since 2008.

Not insurance or legal advice

Information on this site is for general educational purposes and is not a contract, a guarantee of coverage, or legal, tax, or medical advice. Plan availability, benefits, and any extra help towards your monthly insurance cost depend on your eligibility and are determined by the applicable carrier or marketplace. Always review official plan documents before enrolling.

Your responsibilities

• Provide accurate information when you contact us or submit a form.
• Use the site lawfully and not attempt to disrupt or misuse it.
• Understand that submitting a form does not create coverage until an application is completed and accepted.

Intellectual property

The content, design, and trademarks on this site are owned by MLC Insurance or used with permission and may not be copied without consent. Carrier names are the property of their respective owners and are shown only to indicate the carriers we work with.

Limitation of liability

The site is provided "as is." To the fullest extent permitted by law, MLC Insurance is not liable for any damages arising from your use of the site or reliance on its general information.

Contact

Questions about these terms? Call 877-458-4546 or visit our contact page.